Current employers
Information and key policy documents
More information on our current fund polices
Automatic enrolment
The Pensions Regulator provides ‘detailed guidance on automatic enrolment’ on their website.
The LGPS provides a Technical guide in their ‘Regulations and Guidance’ webpage which provides lots of information for LGPS employers and pension funds in England and Wales.
Pension scheme information required by Automatic Enrolment Regulations
Under Automatic Enrolment information requirements, employers are required to keep a record of the pension scheme that is being used to automatically enrol its employees.
Automatic enrolment earnings bands 2025/26
Please find the earnings bands that apply for 2025/26 for the purposes of automatic enrolment under the Pensions Act 2008.
The UK Government announced in its review of the automatic enrolment earnings trigger for 2025/26 that the earning trigger will remain at its current level of £10,000. This is unchanged since the 2014/15 year.
The tables below show the position for the 2025/26 year.
| Earnings* | Age 16-21 | Age 22 to < State Pension Age | State Pension Age to < 75 |
|---|---|---|---|
| Under lower earnings threshold (£6,240) | Entitled worker | Entitled worker | Entitled worker |
| Between £6,240 and £10,000 | Non-eligible jobholder | Non-eligible jobholder | Non-eligible jobholder |
| Over earnings trigger for automatic enrolment (£10,000) | Non-eligible jobholder | Eligible jobholder | Non-eligible jobholder |
* Earnings: separate contracts are treated separately
| Pay reference period | Lower earnings threshold | Earnings trigger for automatic enrolment |
|---|---|---|
| Annual | £6,240 | £10,000 |
| 6 months | £3,120 | £4,998 |
| 3 months | £1,560 | £2,499 |
| 1 month | £520 | £833 |
| 4 weeks | £480 | £768 |
| 2 weeks | £240 | £384 |
| 1 week | £120 | £192 |
Under Automatic Enrolment information requirements, employers are required to keep a record of the pension scheme being used to automatically enrol its employees.
For more information, the LGPS Regulations and Guidance webpage provides ‘Employer guides and documents’ for LGPS employers, including Auto Enrolment, HR and Payroll guides.
